Module
Payment methods
Configure Mercado Pago, transfers, QR, cash, and other methods you already use without changing your current operation.
Financial engine · Capa Cero Negocios
Full Stack Factory
Capa Cero Switch
Automate your collections across all your processors.
We connect your current payment methods, detect operations, reconcile settlements, calculate real costs, and generate automated reports for administration and accounting.
Operational module within Capa Cero Negocios · Ready to operate and scale · Without taking custody of funds
Collections
Real
By organization and role
Reconciliation
Operational
Receipts and settlements
Reports
Exportable
For administration and accounting
Operational flow
From collection to assessment in one production line.
- 1
Connect processors, banks, and files from Conexiones.
- 2
Switch automatically listens for payments, settlements, and movements.
- 3
Reconcile without daily spreadsheets and review only exceptions.
- 4
Detect the real cost of collections and potential savings.
- 5
Export daily reports and assessments for administration and accounting.
Collection statuses
DraftPendingPayment reportedConfirmedRejectedExpiredCancelled
The problem
Every collection has context: who paid, with which receipt, and at what cost.
Operations that combine transfers, QR, links, and wallets gain control by reconciling payments, invoices, customers, and management reports.
The layer
Switch organizes collection operations as a ready-to-run product.
- Unify processors and methods in one core.
- Order options by cost, speed, or conversion.
- Receive receipts and confirm payments with traceability.
- Import settlements and movements without loose spreadsheets.
- Reconcile collections, documents, and net amounts in one queue.
- Measure the real cost of collections each month.
- Detect potential savings with operational data.
- Issue exportable assessments for your team.
- Verify records without exposing private data.
Modules
Connected modules. A single layer.
Each module adds control over collections, receipts, customers, suppliers, movements, and reports — without loose pieces.
Module
Smart collections
Create collections with options ordered by cost, speed, or conversion for your operation.
Module
Settlements
Import settlements and compare gross, net, fees, timing, and differences by processor.
Module
Reconciliation
Link collections, receipts, bank movements, and settlements in a single operational queue.
Module
Cost of collections
Measure the real cost of collections, potential savings, and which methods best suit your business.
Module
Verifiable receipts
Documentary support with verifiable records for audit, accounting, and administration.
Who it is for
One core, different operations.
We are Capa Cero's operational layer for merchants, SMEs, accountants, institutions, and platforms.
Merchants
Collect by link, receive receipts, and reconcile operations without relying on loose spreadsheets.
SMEs
Organize customers, suppliers, invoices, payments, reports, and operational documentation.
Accountants
Receive organized customer information with receipts, payments, reports, and exports.
Institutions
Manage dues, members, collections, benefits, receipts, and statements.
Platforms
Add collections, verification, receipts, reconciliation, and reports in a single layer.
Operational panel
Real data from your organization, built for daily use.
Active collections and reported payments awaiting confirmation.
Imported settlements and reconciliation queue by processor.
Collection cost, estimated net, and potential monthly savings.
Exportable assessments and verifiable records.
After sign-in, the panel reflects your real operation and guides you through the next step to get started.
Operational principles
Control without taking custody of funds.
Switch centralizes processors, orders options, records receipts, and generates assessments. It protects bank keys and sensitive data in collection links.
- Runs on your existing processors with full traceability.
- Protects bank keys: we never request them.
- Orders and connects processors in one operational core.
- Protects sensitive information in collection links.
- Records verifiable evidence for documentary support.
Initial assessment
Request an automated collections assessment with Capa Cero Switch.
We review current methods, collection costs, reconciliation blind spots, and optimization opportunities — without replacing your current operation.